by daisy | Mar 18, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, Property News, Refinancing
Bernadette Janson, Founder of The School of Renovating, has used Airbnb to change her life and that of her clients. While it is not for everyone, Bernadette shares some of her insights as to how Airbnb can work. Here are some of her tips… The Ways Airbnb May...
by daisy | Mar 3, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, RBA Rates, Refinancing
While the autumn wind blows colder, things are heating up in the property market as the Reserve Bank of Australia (RBA) decided to slash the official cash rate to a historic low of 0.50% at its meeting today. At the previous meeting, RBA governor Philip Lowe said that...
by daisy | Feb 24, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, Property News, Refinancing
The Financial Services Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry has placed a spotlight on ‘junk’ Consumer Credit Insurance (CCI). Consumer Credit Insurance (CCI) is supposed to help cover loan or credit card...
by daisy | Feb 4, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, RBA Rates, Refinancing
At its first meeting for 2020, the Reserve Bank of Australia (RBA) decided to keep the official cash rate unchanged at 0.75%. This is still the lowest it’s ever been! While the first 2020 decision is to hold the cash rate, economists are predicting more rate cuts to...
by daisy | Feb 1, 2020 | Case Study, Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, Refinancing
How Security Substitution works We have recently had the opportunity to do a Security Substitution for a few of our clients so we thought it might be of interest to explain how it works. Security substitution or loan portability is usually available on all home loans...