Frequently Asked Questions
What does a mortgage broker do
Do you charge fees for home and investment loans?
Here at The Property Education Company we do not charge for assisting you with any loans. It is worth noting when you take out a loan via a Mortgage Broker it does not cost you anymore than going to a bank directly. Brokers get paid commission by the bank for bringing new business to them, and continuing to look after clients for the bank.
How much can I borrow?
1. Your servicing capacity and
2. Your security or how much cash or equity from another property do you have to put towards the deal.
I am not in your area, can we still work together?
Yes, we currently work with clients all over Australia from Darwin to Townsville, Sydney, and all over Victoria! We can meet in person or on Zoom. Just contact us to arrange a time. Also, we happily meet out of hours on weekends or in the evenings but always in our offices.
Which lenders do you deal with?
We are accredited to access over 40 lenders – these include ANZ, CBA, nab, Westpac, Bank of Melbourne, BankWest, ING, Macquarie, and many other second-tier lenders, and credit unions.