Fixed vs variable home loan: which is the right option in June 2026?
June 3, 2026
Choosing between fixed and variable rates in June 2026 depends on whether you can absorb potential rate increases or if budget certainty is a necessity.
Read More →June 3, 2026
Choosing between fixed and variable rates in June 2026 depends on whether you can absorb potential rate increases or if budget certainty is a necessity.
Read More →June 2, 2026
Fixing your mortgage to avoid a potential June 2026 RBA rate hike may not be mathematically sound, as markets have already priced in the expected increases.
Read More →June 1, 2026
Fixing your home loan rate in 2026 usually involves paying a rate premium over variable options, along with potential variation fees and break costs.
Read More →May 31, 2026
Choosing between a fixed or variable home loan in 2026 depends on whether you value repayment certainty over flexibility and potential future savings.
Read More →May 30, 2026
While fixed rates have already priced in expected RBA rises in 2026, fixing can still provide essential budget certainty for households.
Read More →May 29, 2026
Your lender will pass on the May 2026 variable rate rise, increasing your repayments and prompting a review of your budget and market rates.
Read More →May 28, 2026
Deciding to fix your home loan rate in 2026 is a choice between repayment certainty and flexibility, rather than trying to outsmart market predictions.
Read More →April 22, 2026
Switching lenders costs $500–$1,500 in most cases — but that's before break costs. Here's a full breakdown of every fee involved in refinancing and the one that catches people by…
Read More →April 21, 2026
Most refinances settle within 3–5 weeks. Here's a stage-by-stage timeline breakdown, the common causes of delays, and how to time settlement to your fixed rate expiry.
Read More →April 20, 2026
Your bank will often match a competitor rate if you ask directly — most borrowers just never ask. Here's how to make the call, what to say, and what lenders…
Read More →April 19, 2026
Switching lenders typically takes 3–6 weeks from application to settlement. Here's the step-by-step process and what to have ready to keep it moving.
Read More →April 2, 2026
A lower rate isn't always the right reason to switch lenders — offset accounts, loan structure, and total cost over 3–5 years matter just as much as the headline rate.
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