How long do I need to keep a guarantor on my home loan in Australia?
June 12, 2026
A guarantor normally stays on a home loan for 3 to 7 years until the loan-to-value ratio reaches 80% and a formal release is triggered.
Read More →June 12, 2026
A guarantor normally stays on a home loan for 3 to 7 years until the loan-to-value ratio reaches 80% and a formal release is triggered.
Read More →June 11, 2026
In Victoria, utilizing a family guarantor means undergoing strict independent legal advice and navigating specific encumbrance registrations with the Land Registry.
Read More →June 10, 2026
A parental guarantor home loan allows you to use your parents' property equity to bypass the 20% deposit barrier and avoid LMI in 2026.
Read More →March 10, 2026
Your parents don’t need to give you money. They don’t need to go on your mortgage. They just need to agree to let a specific portion of their existing equity…
Read More →March 10, 2026
In October 2025, the maths changed for first-home buyers. A property worth $700,000 used to require $140,000 saved before you could even have a sensible conversation with a lender. Today,…
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