by daisy | Feb 7, 2021 | First Home Buyer, Home Loans
Unused FHLDS Guarantees reissued The first tranche of the First Home Loan Deposit Scheme (FHLDS) which was in place from February 1 – June 30, 2020 (helping first home buyers purchase or build a home with a deposit of as little as 5%) has seen 1800 guarantees...
by daisy | Dec 1, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, RBA Rates, Refinancing
At its meeting today, the Reserve Bank of Australia (RBA) has kept the official cash rate unchanged at the historic low of 0.10 percent. To view the official RBA statement, please visit the Reserve Bank’s website. Last month, the Board slashed the cash rate for the...
by daisy | Dec 1, 2020 | First Home Buyer, Home Loans
Want to Buy an Investment Property? As more properties are coming on the market for sale, you may be in a position to consider the purchase of an investment property. Rates are historically low for most real estate borrowing and, unfortunately, that means % rates on...
by daisy | Nov 20, 2020 | First Home Buyer, Home Loans
How to access and present your ATO documents Today I want to share with you how to access your ATO documents for your loan application, from your MyGov site. You don’t often look at these documents unless you need to so it can be a bit tricky if you don’t...
by daisy | Nov 13, 2020 | First Home Buyer, Home Loans
Hidden Costs of Buying a Property As we are seeing a lot more buying activity now, I would like to do a quick refresh on some of the costs related to buying a property and getting a loan. These costs are over and above the purchase price, so need to be factored into...
by daisy | Nov 6, 2020 | First Home Buyer, Home Loans
New Trial to make Granny Flats or other second dwelling approvals quicker Fascinating that Victoria is trialing fast-tracking approvals for secondary accommodation on your property for family members. Four local government precincts are participating in the trial and...
