Yezan Fuentes
Loan Processing Specialist
Yezan brings an exceptional attitude to making the home loan documents process as seamless as possible. She has worked in the Business Process Outsourcing industry for over 13 years and with that comes a wealth of experience.
Yezan can produce loan documents, reports and analytics quickly and professionally. And, with dedication to operational excellence, customer service, training, and development, you know you will be in good hands when you work with us.
Yezan started her career as a circuit engineer in technical support, mostly dealing with US clients. She was a Subject Matter Expert for six years, coaching and training agents, as well as creating and managing process documents
Before joining the Property Education Company, Yezan was a team leader for four years, overseeing day-to-day operations and managing different stakeholders.
Yezan enjoys working with the purpose of helping people.
Did we mention our Australia-wide mortgage broker service is complimentary?
Loan Documents Required for a Home Loan Application
As mortgage brokers, ASIC hold us accountable to ensure we lend responsibly. What does this mean? It means we have to accurately assess whether you can repay the loan you are interested in. We do this by thoroughly checking your financial position.
In order to do that, we require what can seem like a lot of personal information. This can include:
Identification for Loan Documents
We will require original identification documents. This can include:
- Australian passport
- Foreign passport
- Australian birth certificate or Australian citizenship certificate
- Australian driver’s licence or learner’s permit
- Medicare card
These are examples of documents you may require. However, if you need more options, you can chat to Yezan and she will be happy to share other documents you can use.
Income and Expenses for Loan Documents
In order to assess your financial position and your capacity to service a loan, we need to know your total income and expenses. To get a clear picture, we’ll need to see:
- Payslips
- Tax returns
- Australian Tax Office Notice of Assessment
- Letter from Centrelink outlining payments
- List of assets
- Current credit card limits and balances
- Personal/car loan statements
We will also need to know your monthly living expenses including:
- Current rent/mortgage repayments
- Household expenses such as electricity and water
- Insurance costs
- Motor vehicle costs
- Education and childcare expenses
- Subscriptions
And any other monthly expenses.
By having these information readily available, we can make the loan application quicker and easier.
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Disclaimer
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
