What Expenses Can I Claim as Tax Deductions on My Investment Property in 2026?
Investment property ownership may have tax implications. A registered tax agent or accountant can help ensure you understand what applies to your circumstances.
Investment property ownership may have tax implications. These can vary depending on a person’s financial circumstances and the way the property is structured. Property investors often seek advice from a registered tax agent or accountant to understand how property income and expenses may be treated for tax purposes.
Examples of expenses associated with owning an investment property can include: loan repayments, property management costs, council rates and insurance, maintenance and repairs, accounting or professional advice. The way these costs are treated for tax purposes can vary and is determined by Australian tax law and ATO guidance.
Some investors also obtain depreciation schedules from quantity surveyors, which accountants may use when preparing tax returns. Because tax rules are complex and change over time, investors should seek advice from a registered tax agent regarding deductible expenses, depreciation, CGT implications, and how expenses are treated during vacant periods.
This information is general in nature and does not constitute tax advice. Mortgage brokers are not authorised to provide tax advice. You should seek advice from a registered tax agent or accountant regarding your individual circumstances.
You may wish to speak with a licensed mortgage broker to assess your personal circumstances.
This is general information only and does not constitute tax advice. Deductibility rules are subject to ATO interpretation and individual circumstances. Speak with a registered tax agent before lodging your return.
Sources: ATO, Rental Properties 2025; ATO, Guide to Depreciation; Tax Institute of Australia, Investment Property Deductions.
