Property Education Company Blog

In today’s Flash Finance Update, our discussion will revolve around parental guarantee loans. Essentially, this loan option serves as a means of borrowing that enables clients to circumvent the need to pay Lenders Mortgage Insurance (LMI).

Typically, if a client possesses a deposit that falls below 20%, they would be required to pay Lenders Mortgage Insurance (LMI). However, doing a parental guarantee can mean you avoid paying LMI. In fact, if you can service a loan, you can borrow the entire amount plus costs and not even have a deposit.

So, how to buy a property without a deposit? Watch our video below to find out.

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As always, if we can be of any assistance and you would like a one-on-one consultation for any loan type, please reach out and book a time here.