First Home Buyers: Discover Hidden Grants and Savings!
I’m back from my whirlwind tour of the UK with my choir which was huge fun. We were very privileged to sing with the Trinity College Choir in their chapel at Cambridge and with two other choirs in Bath after rehearsing and visiting London shows all week. We even did a pop up sing in Trafalgar Square – definitely a bucket list tour. Check out our video below.
Now back to business – interestingly many lenders are starting to offer lower and lower fixed rates. We have, depending on the loan to value ratio of your loan, rates as low as 5.35% for two years or 5.75% for one year, however, as most commentators expect rates to drop next year by at least one %, this is a tricky decision.
Click the video above to watch our choir’s performance at the Trafalgar Square
If you need help deciding what options are right for you, call us to assist you. Cons of fixed rates are you can only usually only pay an extra $10,000 into the loan in one year and if rates go lower than your fixed rate, it will cost you to get out of the loan in penalty interest. Pros include a set repayment every month.
First Home Buyers Grant
Are you a parent eager to help your kids transition from renting to owning their first home? Or are you a young renter tired of paying someone else’s mortgage? If so, the First Home Buyers Grant could be the key to unlocking homeownership! To learn more about the First Home Buyers Grant, watch the video below.
The First Home Buyers Grant is a government initiative designed to assist first-time homebuyers in overcoming the financial hurdles of purchasing a home. It provides a cash grant to help with the deposit and other associated costs.
Why Consider the First Home Buyers Grant?
Parents: If you’re looking to help your kids get on the property ladder, this grant can be a great way to support them.
Renters: Tired of paying someone else’s mortgage? The First Home Buyers Grant can potentially help you break free from renting and become a homeowner.
Interested in learning more about the First Home Buyers Grant and exploring your eligibility?
Get Started Today!
If you’re interested in exploring the First Home Buyers Grant, take the first step today! Research your eligibility, talk to your financial advisor, and consider reaching out to a mortgage broker to guide you through the process.
Let’s make homeownership a reality for you and your loved ones!