by daisy | Sep 8, 2020 | Case Study, Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, Refinancing
Lovely young clients of ours with one child were looking to buy a bigger home to get them through the next few years as a family and were able to refinance and purchase in a way that reduced the LMI they had to pay. Here is their story: Q. What was your situation...
by daisy | Mar 19, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, RBA Rates, Refinancing
At its emergency meeting today, the Reserve Bank (RBA) announced a cash rate cut of 0.25%, bringing the cash rate to 0.25% the lowest in Australian history! This cut was made in response to the global coronavirus (COVID-19) crisis, which has been declared a pandemic...
by daisy | Mar 3, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, RBA Rates, Refinancing
While the autumn wind blows colder, things are heating up in the property market as the Reserve Bank of Australia (RBA) decided to slash the official cash rate to a historic low of 0.50% at its meeting today. At the previous meeting, RBA governor Philip Lowe said that...
by daisy | Feb 4, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, RBA Rates, Refinancing
At its first meeting for 2020, the Reserve Bank of Australia (RBA) decided to keep the official cash rate unchanged at 0.75%. This is still the lowest it’s ever been! While the first 2020 decision is to hold the cash rate, economists are predicting more rate cuts to...
by daisy | Feb 1, 2020 | Case Study, Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, Refinancing
How Security Substitution works We have recently had the opportunity to do a Security Substitution for a few of our clients so we thought it might be of interest to explain how it works. Security substitution or loan portability is usually available on all home loans...
by daisy | Nov 1, 2019 | Case Study, Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, Refinancing
White Ants Saved Us Money What brought you to Louise? We wanted to see how much we could borrow to buy our next property – a family home, as we both own an apartment each (well, the bank and us do!) What were your options? Originally we were thinking of selling one of...
