What Should Property Investors Know About Using an Investment Property for Personal Purposes?
Using an investment property for personal purposes may affect how expenses are treated for tax purposes. A registered tax agent can advise on the specific rules that apply to your situation.
Tax rules relating to investment properties and personal use can be complex and depend on individual circumstances. Property investors should seek advice from a registered tax agent or accountant regarding how rental income, expenses and personal use may be treated under current tax laws.
This information is general in nature and does not constitute financial or tax advice. Mortgage brokers are authorised to provide credit assistance only. You should seek advice from a registered tax agent or accountant regarding your individual tax circumstances.
You may wish to speak with a licensed mortgage broker to assess your personal circumstances.
This is general information only and does not constitute tax advice. Mixed-use property rules are subject to ATO interpretation. Speak with a registered tax agent for advice specific to your circumstances.
Sources: ATO, Rental Properties 2025; ATO, Holiday Homes and Deductions; Tax Office Taxpayer Alert TA 2023/2.
