by daisy | Feb 24, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, Property News, Refinancing
The Financial Services Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry has placed a spotlight on ‘junk’ Consumer Credit Insurance (CCI). Consumer Credit Insurance (CCI) is supposed to help cover loan or credit card...
by daisy | Feb 4, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, RBA Rates, Refinancing
At its first meeting for 2020, the Reserve Bank of Australia (RBA) decided to keep the official cash rate unchanged at 0.75%. This is still the lowest it’s ever been! While the first 2020 decision is to hold the cash rate, economists are predicting more rate cuts to...
by daisy | Feb 1, 2020 | Case Study, Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, Refinancing
How Security Substitution works We have recently had the opportunity to do a Security Substitution for a few of our clients so we thought it might be of interest to explain how it works. Security substitution or loan portability is usually available on all home loans...
by daisy | Jan 24, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, Property News, Refinancing
First home buyers may be aware that the Government’s First Home Deposit Scheme was launched Jan 1 to help people who have less than 20% deposit (and as little as 5%) to get their first home. One of the main advantages of this Scheme is that the Government will wear...
by daisy | Jan 20, 2020 | Financial Planning, First Home Buyer, Home Loans, Investment, Lifestyle, Property Market, Property News, Refinancing
Happy New Year! Even though we are more than halfway through January and started a new decade, we have had fun reflecting on 2019 and have loved helping our clients achieve their property goals and look forward to doing it all again (and more!) in 2020. Keep...
