December Newsletter
MEET OUR CLEVER CLIENTS
Well it certainly has been the buying month with many clients successfully purchasing properties from Bendigo to Beachmere, Meadow Heights to Edens Landing and many more, keeping us particularly busy. With interest rate specials of only 3.59%, we have certainly had our heads down in this busy period.
Congratulations to Matt and Eliza who were the first to buy an investment property as a result of our workshop “How to Buy a Property before Christmas”. Also, Leonie and Steve have bought their third property in 12 months (who attended the workshop in 2015). Mandy and Wayne are buying their seventh and special mention to Kathie and Steve who have paid off their home loan, had a 5-week trip overseas this year and still managed all their investment properties.
So for those of you who haven’t managed to secure that next property yet, we have some super support ideas to help you get there quickly and easily next year.
CAR FINANCE
Did you know you can finance the purchase of a 2nd hand car? We have helped clients do just this and we make sure they avoid the nasties of a balloon payment at the end of the finance contract. Vehicles purchased privately can incur a higher interest rate than those purchased through a dealer, but you need to weigh up the difference in the mark up from the dealer and the higher rate – it may still be a better option!
INSURANCE ALERT
Following the Queensland floods, many people who had purchased property and had unconditional finance approval, did not have insurance on that property but ended up having to settle regardless. PLEASE NOTE, as soon as you are confirmed unconditional, you need to make sure you have insurance. ALLIANZ will give our broker clients FREE insurance until settlement so make sure you ask us how!