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Sick of interest rates rises?

3 things in this newsletter:

1. Interest rates,
2. Buy our book on Probate,
3. Me speaking Filipino in a video due to the power of AI!! See below.

Ever spent an hour on the phone with a bank and felt like you were navigating a labyrinth? That was me recently, unraveling the complexities of a loan adjustment. It’s times like these when I’m profoundly grateful for Claudia’s magic touch. She’s our in-house wizard, handling these financial puzzles for you with grace and expertise.

Right now, I recommend mentioning to your lender’s retention team that you’ve been quoted a competitive rate of around 6.14% and a $2,000 incentive to refinance by your broker. While such offers are rare, and it’s possible you might not secure them, expressing your awareness of market rates can be advantageous. In my case, it didn’t yield immediate results, but setting a competitive tone can make a difference.

Let’s talk about the secret sauce of loan rates. They’re a mix of your loan-to-value ratio, how punctually you pay (big hint: early is the new on-time), and the size of your loan. Bigger loans often get the VIP discount treatment.

Watch our Flash Finance Update videos on

So, if the thought of numbers and negotiations makes your head spin, Claudia and all of us here at PropertyEd are your go-to team. We’re not just here to crunch numbers; we’re here to make your financial journey feel like a breeze. Need a hand? A chat? Some expert advice? We’re all ears and ready to turn your financial goals into reality. Because at the end of the day, it’s not just about loans and rates; it’s about knowing someone’s got your back. And we’ve got yours.


Are You Struggling with the Complexities of Probate in Victoria?

The frustrations are all too common: endless paperwork, legal jargon, and the overwhelming pressure of handling a loved one’s estate. It’s not just a legal process; it’s an emotional journey too.

Our book, All About Probate offers a lifeline. Written by experts in Victorian probate law, this comprehensive guide simplifies the entire process. From understanding legal terminology to filing the correct documents, this book covers it all, ensuring you’re well-prepared and confident every step of the way.

Scan the code to get your copy now or click here to order!


As always, if we can be of any assistance and you would like a one-on-one consultation for any loan type, please reach out and book a time here.


Check out this fun AI greeting that I sent to my team — in FILIPINO!