Yezan Fuentes

Loan Documents Specialist

Yezan brings an exceptional attitude to making the home loan document process as seamless as possible.  She has worked in the Business Process Outsourcing industry for over 13 years and with that comes a wealth of experience.  She can produce loan documents, reports and analytics quickly and professionally.  And, with an dedication to operational excellence, customer service, training, and development, you know you will be in good hands when you work with us.

Yezan started her career as a circuit engineer in technical support, mostly dealing with US clients. She was a Subject Matter Expert for six years, coaching and training agents, as well as creating and managing process documents. Before joining the Property Education Company, she was a team leader for four years, overseeing day-to-day operations and managing different stakeholders.

Yezan enjoys working with the purpose of helping people.

The Property Education Company Loan Document Specialist Yezan Fuentes

Did we mention our Australia-wide mortgage broker Brighton service is complimentary?

Loan Documents Required for a Home Loan Application

As mortgage brokers, we must lend responsibly.  What does this mean?  It means we have to accurately assess whether you CAN repay the loan you are interested in.  We do this by thoroughly checking your financial position.

In order to do that, we require what can seem like a lot of personal information.  This can include:

Identification

We will require original identification documents.  This can include:

  • Australian passport
  • Foreign passport
  • Australian birth certificate or Australian citizenship certificate
  • Australian driver’s licence or learner’s permit
  • Medicare card

These are examples of documents you may require.  However, if you need more options, you can chat to Yezan and she will be happy to share other documents you can use.

Income and Expenses

In order to assess your financial position and your capacity to service a loan, we need to know your total income and expenses.  To get a clear picture, we’ll need to see:

  • Payslips
  • Tax returns
  • Australian Tax Office Notice of Assessment
  • Letter from Centrelink outlining payments
  • List of assets
  • Current credit card limits and balances
  • Personal/car loan statements

We will also need to know your monthly living expenses including:

  • Current rent/mortgage repayments
  • Household expenses such as electricity and water
  • Insurance costs
  • Motor vehicle costs
  • Education and childcare expenses
  • Subscriptions

And any other monthly expenses.

By having this information readily available, we can make the loan application quicker and easier.