Shey Capitan
Parabroker – Loan Documents Specialist
Bringing her professional experience from working in several fast-paced business industries, Shey handles the document preparation for your loans.
Prior to joining The Property Education Company, she worked for an Australian logistics company. There she was responsible for end-to-end processing and monitoring of shipments. Shey has also worked as a sales consultant for a credit bureau.
As with all our team members at The Property Education Company, Shey has a strong commitment and extensive experience in customer service. So, if you need any support throughout your home loan journey, Shey will be happy to assist you.
In her free time, Shey loves going to the gym and attending Muay Thai classes. She is a foodie, a huge cat lover, and loves to travel.
Did we mention our Australia-wide mortgage broker service is complimentary?
Securing a Home Loan
The process for purchasing a home with finance can seem quite daunting. However, at The Property Education Company, we have extensive experience and can guide you every step of the way.
Here is a basic outline of what will be required:
Assess Your Finances:
Before diving into the mortgage process, we will need to evaluate your financial situation. We will take your monthly budget into consideration, including mortgage payments, insurance, and property taxes.
Get Preapproved:
We recommend you get preapproval from a lender and this is where we can help. With access to over 40 different lenders, we can search through the various options available and provide you with options to suit your situation. This step also helps you understand how much you can borrow based on your income, credit history, and other factors. More importantly, it also makes you more appealing to sellers.
Find Your Dream Home:
Start house hunting! When you find the perfect property, submit an offer and provide an earnest money deposit to secure it.
Choose a Lender:
Compare lenders to find the best interest rates and fees. Different loan types (such as VA or FHA) may offer varying rates.
Submit Your Application:
Fill out a mortgage application. Within a few days, you’ll receive a Loan Estimate detailing terms, rates, and fees.
Underwriting:
The lender reviews your application, verifying income, assets, and property details.
Yes, the mortgage process takes time, but we will support you every step of the way. Plus, it’s all worth it when you unlock the door to your new home!
Disclaimer
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.